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  The Akshaya Nirai Scheme offered by Akshaya Velli enables customers to purchase Silver Articles through monthly instalments over an 11-month period, with the added benefit of special discounts on making charges, subject to the applicable

Akahaya Nirai Scheme

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CONDITIONS:

  1. Customers can join Akshaya Nirai Scheme by selecting any eligible instalment amount. The monthly instalment amount starts from ₹5,000 and is available in multiples of ₹5,000 (e.g., ₹5,000, ₹10,000, ₹15,000, etc).

  2. Once the first instalment is paid, the selected amount cannot be modified. The instalment amount remains fixed for the entire 11-month duration.

  3. Upon receipt of each monthly instalment from the customer, the equivalent weight of silver, calculated based on the prevailing market rate on the date of payment, shall be reserved under the customer’s scheme account.

  4. Monthly payments must be made on the due date, which will be the same as the enrolment date each month (e.g., if enrolled on the 5th, payments are due on the 5th of every subsequent month).

  5. Customers get a grace period of 25 days to pay each monthly instalment. Failing to pay within this period, the customer shall not be able to pay on a later date. It shall be considered as a missed monthly instalment.

  6. Customers shall be entitled to a 50% discount on the applicable making charges, with a cap up to ₹50 per gram.

  7. To receive the full benefits of the scheme, all 11 instalments must be paid on time, within the given grace period for each instalment.

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Akshaya Patra Savings Scheme 

Akshaya Patra Savings Scheme offers smart, secure and convenient way to own Silver Articles & Jewelry you desire. With this plan you can buy more than what you contribute as Akshaya Velli provides an additional bonus on Maturity.

Akshaya Patra Savings Scheme – 6 Months:

  • You must pay a fixed instalment amount on the due date every month for 6 months. 

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  • The minimum instalment value is ₹1000. It can go up to any amount in multiples of ₹500.

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  • After 6 months, you will be eligible for a bonus of 50% of the 1st instalment value paid.

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  • You can redeem the maturity value along with the provided bonus on the 7th month.

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  • You have the option to pay monthly instalments by cash/card/UPI/online directly at stores or through our Akshaya Velli mobile app.

Akshaya Patra Savings Scheme – 11 Months:

  • You must pay a fixed instalment amount on the due date every month for 11 months. 

  • The minimum instalment value is ₹1000. It can go up to any amount in multiples of ₹500.

  • After 11 months, you will be eligible for a bonus of 100% of the 1st instalment value paid.

  • You can redeem the maturity value along with the provided bonus on the 13th month.

  • You have the option to pay monthly instalments by cash or card directly at stores or through our Akshaya Velli mobile app.

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